- 同花顺特色产品
- 〈高级诊股〉 全方位深度分析，提供明确投资建议
- 短期趋势：
强势上涨过程中，可逢低买进，暂不考虑做空。
- 中期趋势：
有加速上涨趋势。
- 长期趋势：
已有656家主力机构披露2025-06-30报告期持股数据，持仓量总计205.01亿股，占流通A股57.81%
- 波段诊断：
-
技术面诊股
诊断结果：8.2技术面打败了94%的股票
技术面评分前10的股票
近期的平均成本为4.12元。多头行情中，并且有加速上涨趋势。
平均成本
近期的平均成本为4.12元。
[{"text":"\u5e73\u5747\u6210\u672c","value":"4.12","date":1764578054,"color":"0x9f0ba1"}]
市场表现
过去10个交易日，该股走势明显跑赢大盘，接近行业平均水平。
[{"date":"2025.12.02","stock":"-0.72","trade":"0.16","ind":"-0.42"},{"date":"2025.12.01","stock":"1.47","trade":"1.30","ind":"0.65"},{"date":"2025.11.28","stock":"-0.97","trade":"-0.62","ind":"0.34"},{"date":"2025.11.27","stock":"0.73","trade":"0.49","ind":"0.29"},{"date":"2025.11.26","stock":"-0.73","trade":"-0.52","ind":"-0.15"},{"date":"2025.11.25","stock":"1.72","trade":"1.12","ind":"0.87"},{"date":"2025.11.24","stock":"-1.22","trade":"-0.56","ind":"0.05"},{"date":"2025.11.21","stock":"-2.14","trade":"-1.65","ind":"-2.45"},{"date":"2025.11.20","stock":"2.69","trade":"1.15","ind":"-0.40"},{"date":"2025.11.19","stock":"0.74","trade":"0.63","ind":"0.18"},{"date":"2025.11.18","stock":"-0.98","trade":"-0.59","ind":"-0.81"},{"date":"2025.11.17","stock":"0.99","trade":"-1.27","ind":"-0.46"},{"date":"2025.11.14","stock":"0.50","trade":"0.11","ind":"-0.97"},{"date":"2025.11.13","stock":"-0.25","trade":"-0.25","ind":"0.73"},{"date":"2025.11.12","stock":"0.25","trade":"0.28","ind":"-0.07"},{"date":"2025.11.11","stock":"0.00","trade":"0.27","ind":"-0.39"},{"date":"2025.11.10","stock":"0.25","trade":"0.78","ind":"0.53"},{"date":"2025.11.07","stock":"0.00","trade":"-0.16","ind":"-0.25"},{"date":"2025.11.06","stock":"0.00","trade":"-0.26","ind":"0.97"},{"date":"2025.11.05","stock":"-0.49","trade":"-0.19","ind":"0.23"},{"date":"2025.11.04","stock":"2.02","trade":"1.81","ind":"-0.41"}]
民生银行,上证指数,银行指数
压力支撑
该股压力位为4.12元，支撑位为4.08元。
[{"text":"\u538b\u529b\u4f4d","value":"4.12","date":1764604800,"color":"0x9f0ba1"},{"text":"\u652f\u6491\u4f4d","value":"4.08","date":1764604800,"color":"0x0b52a1"}]
多空趋势
多头行情中，并且有加速上涨趋势。
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资金面诊股
诊断结果：4.9资金面打败了73%的股票
主力控盘前10的股票
行业资金
银行行业， 近5日资金总体无进出。
更新时间：12月02日 20:31
| 机构今日流向(万元) | -3273.19 | 机构5日流向(万元) | -15217.21 |
| 机构10日流向(万元) | 8763.58 | 机构20日流向(万元) | -6381.89 |
机构持仓
2025-06-30 与 2024-12-31 相比，主力机构持仓量增加48737.18万股，其中基金净减仓36家，主力净增仓260家，请投资者中长期谨慎为宜。
截止2025-06-30，共656家主力机构（基金643家，一般法人8家，券商集合理财4家，保险公司1家），持仓量总计2050081.27万股，占流通A股57.81%
其中，基金持仓与2024-12-31相比：
增仓：128家 ，增持 31045.85万股
减仓：164家 ，减持 9926.07万股
新出现在主力名单中：343家 ，持有48795.96万股
从主力名单中消失：83家 ，原持有3963.8万股
其中，基金持仓与2024-12-31相比：
增仓：128家 ，增持 31045.85万股
减仓：164家 ，减持 9926.07万股
新出现在主力名单中：343家 ，持有48795.96万股
从主力名单中消失：83家 ，原持有3963.8万股
消息面诊股
诊断结果：6.6消息面打败了95%的股票
今日有利好新闻的公司
近期该股消息面总体多空平衡，没有较强的利好或利空趋势。
更多>>个股资讯
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2025-12-02 - 民生银行：12月1日获融资买入3.60亿元
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2025-12-01 - 民生银行在港机构捐款1000万港元支援香港火灾善后
2025-12-01 - 建行、邮储等多家银行宣布：上调代销公募基金产品风险
2025-12-01
消息列表
| 一般消息 | 高管变动 | 不再设立监事会 | 2025-09-26 |
| 利好 | 分红转增 | 10派1.36元(含税) | 2025-08-30 |
| 一般消息 | 高管变动 | 到龄退休 | 2025-07-23 |
| 利空 | 重大事项 | 公司违规：处罚类型 | 2025-07-11 |
| 一般消息 | 重大事项 | 关联交易 | 2025-06-27 |
| 一般消息 | 股东大会 | 年度股东大会 | 2025-06-06 |
| 一般消息 | 重大事项 | 关联交易 | 2025-05-31 |
| 一般消息 | 业绩预告 | 不确定 | 2025-04-09 |
| 利好 | 分红转增 | 10派0.62元(含税) | 2025-03-29 |
| 一般消息 | 高管变动 | 不再担任 | 2025-03-28 |
| 一般消息 | 重大事项 | 关联交易 | 2025-03-25 |
| 一般消息 | 高管变动 | 个人身体原因 | 2025-03-15 |
| 利空 | 重大事项 | 公司违规：处罚类型 | 2024-12-13 |
一年消息统计
| 所有消息 | 重大消息 | 非重大消息 | |
| 利好 | 2条 | 0条 | 2条 |
| 利空 | 2条 | 0条 | 2条 |
行业面诊股
诊断结果：7.6行业面打败了97%的股票
银行行业最新资金流向
近10日来该行业走势不明显，明显跑赢大盘。最近120个交易日，机构评级以增持为主，认为该行业有一定投资价值。
行业走势
近10日来该行业走势不明显，明显跑赢大盘。
[{"date":"2025.12.02","price":"-0.42","value":"0.16"},{"date":"2025.12.01","price":"0.65","value":"1.30"},{"date":"2025.11.28","price":"0.34","value":"-0.62"},{"date":"2025.11.27","price":"0.29","value":"0.49"},{"date":"2025.11.26","price":"-0.15","value":"-0.52"},{"date":"2025.11.25","price":"0.87","value":"1.12"},{"date":"2025.11.24","price":"0.05","value":"-0.56"},{"date":"2025.11.21","price":"-2.45","value":"-1.65"},{"date":"2025.11.20","price":"-0.40","value":"1.15"},{"date":"2025.11.19","price":"0.18","value":"0.63"},{"date":"2025.11.18","price":"-0.81","value":"-0.59"},{"date":"2025.11.17","price":"-0.46","value":"-1.27"},{"date":"2025.11.14","price":"-0.97","value":"0.11"},{"date":"2025.11.13","price":"0.73","value":"-0.25"},{"date":"2025.11.12","price":"-0.07","value":"0.28"},{"date":"2025.11.11","price":"-0.39","value":"0.27"},{"date":"2025.11.10","price":"0.53","value":"0.78"},{"date":"2025.11.07","price":"-0.25","value":"-0.16"},{"date":"2025.11.06","price":"0.97","value":"-0.26"},{"date":"2025.11.05","price":"0.23","value":"-0.19"},{"date":"2025.11.04","price":"-0.41","value":"1.81"}]
上证指数,银行行业
行业排名
| 排名 | 股票名称 | 1月涨跌幅 | 5日涨跌幅 | 评分 |
|---|---|---|---|---|
| 1 | 沪农商行 | 9.03% | 6.83% | 5.8分 |
| 2 | 南京银行 | 6.74% | 3.35% | 7.5分 |
| 3 | 中国银行 | 5.76% | -3.19% | 6.4分 |
| 4 | 光大银行 | 3.76% | -1.64% | 6.5分 |
| 5 | 交通银行 | 3.52% | -0.91% | 6.5分 |
| 6 | 张家港行 | 3.48% | 4.16% | 6.3分 |
| 8 | 民生银行 | 1.73% | -0.24% | 6.8分 |
| 10 | 厦门银行 | 1.46% | 8.53% | 6.8分 |
| 12 | 成都银行 | 1.24% | 1.77% | 6.5分 |
| 14 | 上海银行 | 0.90% | 1.72% | 5.8分 |
| 16 | 苏州银行 | 0.85% | 1.09% | 6.3分 |
| 18 | 常熟银行 | 0.41% | 1.68% | 6.4分 |
| 20 | 苏农银行 | 0.19% | 2.31% | 6.0分 |
| 22 | 华夏银行 | 0.14% | -0.85% | 6.4分 |
| 24 | 北京银行 | -0.35% | -0.87% | 6.4分 |
| 26 | 宁波银行 | -0.73% | -0.52% | 5.2分 |
| 28 | 长沙银行 | -0.91% | 1.24% | 6.9分 |
| 30 | 江苏银行 | -1.44% | 1.58% | 6.9分 |
| 32 | 农业银行 | -1.60% | -0.62% | 5.7分 |
| 34 | 紫金银行 | -2.09% | 1.08% | 5.1分 |
| 36 | 青农商行 | -2.13% | 0.63% | 5.4分 |
| 38 | 兰州银行 | -2.47% | 0.00% | 3.7分 |
| 40 | 邮储银行 | -4.22% | -3.57% | 5.5分 |
| 42 | 渝农商行 | -6.01% | 3.07% | 5.8分 |
行业评级
最近120个交易日，机构评级以增持为主，认为该行业有一定投资价值。
- 综合评级
| 研究机构 | 评级日期 | 最新评级 | 上次评级 |
| 申银万国 | 2012-09-12 | 中性 | 中性 |
| 民生证券 | 2012-09-12 | 增持 | 增持 |
| 长城证券 | 2012-09-12 | 买入 | 买入 |
| 平安证券 | 2012-09-12 | 增持 | 增持 |
| 长江证券 | 2012-09-12 | 中性 | - |
更多>>行业资讯
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- 2012-09-13[公司]富安娜购1000万元1年期银行保本理财产品
- 2012-09-13央行：过去十年我国社会融资规模年均增长22.9%
- 2012-09-13富安娜1000万元购买银行理财产品
- 2012-09-13国海证券：债券融资和信贷发力 经济活力仍较弱
- 2012-09-13银行卡换芯更替蛋糕达400亿
- 2012-09-13民生银行年内将设2000家城市商业合作社服务小微企
- 2012-09-13建欧洲银行业联盟分三步走
- 2012-09-13央行：2002年以来我国社会融资规模快速增长
- 2012-09-13银行缓解矛盾还靠服务
基本面诊股
[ 截止日期：2025-09-30 ]公司经营
盈利能力：尚可，接近行业平均，两项指标的行业排名分别为 40/46 ， 36/46。
[{"date":"2025-09-30","value":"4.29","vol":"7.26"},{"date":"2025-06-30","value":"3.21","vol":"4.94"},{"date":"2025-03-31","value":"1.97","vol":"2.55"},{"date":"2024-12-31","value":"5.10","vol":"9.55"},{"date":"2024-09-30","value":"4.85","vol":"7.73"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 净资产收 益率(%) |
4.29 | 3.21 | 1.97 | 5.10 | 4.85 |
| 行业(%) | 7.26 | 4.94 | 2.55 | 9.55 | 7.73 |
该指标值越高，盈利能力越强，行业排名越靠前。
[{"date":"2025-09-30","value":"1.48","vol":"1.15"},{"date":"2025-06-30","value":"1.48","vol":"1.15"},{"date":"2025-03-31","value":"1.46","vol":"1.16"},{"date":"2024-12-31","value":"1.47","vol":"1.16"},{"date":"2024-09-30","value":"1.48","vol":"1.17"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 不良贷款 比例(%) |
1.48 | 1.48 | 1.46 | 1.47 | 1.48 |
| 行业(%) | 1.15 | 1.15 | 1.16 | 1.16 | 1.17 |
该指标值越低，盈利能力越强，行业排名越靠前。
成长能力：较强，高于行业平均，两项指标的行业排名分别为 7/46 ， 40/46。
[{"date":"2025-09-30","value":"6.74","vol":"1.77"},{"date":"2025-06-30","value":"7.83","vol":"2.44"},{"date":"2025-03-31","value":"7.41","vol":"-0.05"},{"date":"2024-12-31","value":"-3.21","vol":"3.02"},{"date":"2024-09-30","value":"-4.37","vol":"1.36"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 营业收入同 比增长率(%) |
6.74 | 7.83 | 7.41 | -3.21 | -4.37 |
| 行业(%) | 1.77 | 2.44 | -0.05 | 3.02 | 1.36 |
该指标值越高，成长能力越强，行业排名越靠前。
[{"date":"2025-09-30","value":"-6.38","vol":"3.51"},{"date":"2025-06-30","value":"-4.87","vol":"3.71"},{"date":"2025-03-31","value":"-5.13","vol":"2.42"},{"date":"2024-12-31","value":"-9.85","vol":"5.16"},{"date":"2024-09-30","value":"-9.21","vol":"4.28"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 净利润同比 增长率(%) |
-6.38 | -4.87 | -5.13 | -9.85 | -9.21 |
| 行业(%) | 3.51 | 3.71 | 2.42 | 5.16 | 4.28 |
该指标值越高，成长能力越强，行业排名越靠前。
营运能力：数据暂时不全，请后续关注
[{"date":"2025-09-30","value":"0.01","vol":"0.01"},{"date":"2025-06-30","value":"0.01","vol":"0.01"},{"date":"2025-03-31","value":"0.00","vol":"0.00"},{"date":"2024-12-31","value":"0.02","vol":"0.02"},{"date":"2024-09-30","value":"0.01","vol":"0.01"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 总资产周 转率(次) |
0.01 | 0.01 | 0.00 | 0.02 | 0.01 |
| 行业(次) | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 |
该指标值越高，营运能力越强，行业排名越靠前。
[{"date":"2025-09-30","value":"","vol":"0.00"},{"date":"2025-06-30","value":"","vol":"0.00"},{"date":"2025-03-31","value":"","vol":"0.00"},{"date":"2024-12-31","value":"","vol":"0.00"},{"date":"2024-09-30","value":"","vol":"0.00"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 固定资产 周转率(次) |
- | - | - | - | - |
| 行业(次) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
该指标值越高，营运能力越强，行业排名越靠前。
现金流能力：数据暂时不全，请后续关注
[{"date":"2025-09-30","value":"733.84","vol":"283.03"},{"date":"2025-06-30","value":"-285.59","vol":"55.19"},{"date":"2025-03-31","value":"-319.06","vol":"204.78"},{"date":"2024-12-31","value":"-106.95","vol":"-23.49"},{"date":"2024-09-30","value":"258.43","vol":"119.12"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 现金流量净额/营业收入 | 733.84 | -285.59 | -319.06 | -106.95 | 258.43 |
| 行业 | 283.03 | 55.19 | 204.78 | -23.49 | 119.12 |
该指标值越高，现金流能力越强，行业排名越靠前。
[{"date":"2025-09-30","value":"","vol":"0.03"},{"date":"2025-06-30","value":"0.39","vol":"1.32"},{"date":"2025-03-31","value":"","vol":"0.02"},{"date":"2024-12-31","value":"1.11","vol":"1.24"},{"date":"2024-09-30","value":"","vol":"0.04"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 资本支出／折旧和摊销 | - | 0.39 | - | 1.11 | - |
| 行业 | 0.03 | 1.32 | 0.02 | 1.24 | 0.04 |
该指标值越低，现金流能力越强，行业排名越靠前。
短期偿债能力：数据暂时不全，请后续关注
[{"date":"2025-09-30","value":"12.87","vol":"14.32"},{"date":"2025-06-30","value":"13.25","vol":"14.42"},{"date":"2025-03-31","value":"12.69","vol":"14.21"},{"date":"2024-12-31","value":"12.89","vol":"14.63"},{"date":"2024-09-30","value":"12.66","vol":"14.50"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 资本充足 率(%) |
12.87 | 13.25 | 12.69 | 12.89 | 12.66 |
| 行业(%) | 14.32 | 14.42 | 14.21 | 14.63 | 14.50 |
该指标值越高，短期偿债能力越强，行业排名越靠前。
[{"date":"2025-09-30","value":"","vol":"0.00"},{"date":"2025-06-30","value":"","vol":"0.00"},{"date":"2025-03-31","value":"","vol":"0.00"},{"date":"2024-12-31","value":"","vol":"0.00"},{"date":"2024-09-30","value":"","vol":"0.00"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 核心资本 充足率(%) |
- | - | - | - | - |
| 行业(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
该指标值越高，短期偿债能力越强，行业排名越靠前。
长期偿债能力：尚可，接近行业平均，两项指标的行业排名分别为 7/46 ， 35/46。
[{"date":"2025-09-30","value":"91.10","vol":"92.08"},{"date":"2025-06-30","value":"90.96","vol":"92.11"},{"date":"2025-03-31","value":"91.44","vol":"92.20"},{"date":"2024-12-31","value":"91.60","vol":"92.00"},{"date":"2024-09-30","value":"91.60","vol":"92.07"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 资产负债 率(%) |
91.10 | 90.96 | 91.44 | 91.60 | 91.60 |
| 行业(%) | 92.08 | 92.11 | 92.20 | 92.00 | 92.07 |
该指标值越接近50%，长期偿债能力越强，行业排名越靠前。
[{"date":"2025-09-30","value":"10.44","vol":"12.00"},{"date":"2025-06-30","value":"10.26","vol":"12.05"},{"date":"2025-03-31","value":"10.91","vol":"12.21"},{"date":"2024-12-31","value":"11.14","vol":"11.86"},{"date":"2024-09-30","value":"11.14","vol":"11.98"}]
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| 产权比率 (%) |
10.44 | 10.26 | 10.91 | 11.14 | 11.14 |
| 行业(%) | 12.00 | 12.05 | 12.21 | 11.86 | 11.98 |
该指标值越高，长期偿债能力越强，行业排名越靠前。
机构预测
机构预测该股2025年每股收益与前一年相同，长期投资价值一般。
[{"date":"2021","yellowRectValue":"343.81","blueLineValue":"","type":""},{"date":"2022","yellowRectValue":"352.69","blueLineValue":"","type":""},{"date":"2023","yellowRectValue":"358.23","blueLineValue":"","type":""},{"date":"2024","yellowRectValue":"322.96","blueLineValue":"","type":""},{"date":"2025","yellowRectValue":"326.80","blueLineValue":"0.72","type":"YC"}]